i looked into the off road insurance deal and u can get off road insurance but it costs about the same as regular insurance, but now its more like a quad u dont need a insurance inspection to insure it but it needs to b trailered to the trail and u can only drive it on registered trails not on the roads, so unless u have a straight 4x4 buggy it aint really worth it, especially since u end up having to drive on road to get between trails anyways