Complete rear axles are available on this very forum in the For Sale section from time to time. I usually sell them for $100 complete (drum to drum and everything in between). Unfortunately the one I am currently selling has been spoken for, but I'm sure there are more out there. Consider a trip to the local junkyard if you cannot find any for sale privately.
Its a fairly simple task to switch out a rear axle, there isn't really anything to complicate things, its just a number of nuts and bolts. It does take time however, more so if you are new to this, but don't stress, even a first-timer can do a rear axle swap even single-handedly within a day. Having power tools such as an impact drill and socket set for the 18mm nuts on the u-bolts will make life much easier, however when I started out I first did it with a breaker bar and lots of sweat
Also while you're at it, you can leave out the anti-sway bar upon resintallation as it is not really needed, even for street use, yet removing it will improve suspension articulation in the rear when you're off-roading!
I just removed and replaced the whole rear axle in my Cherokee and it took me no longer than 3hrs although I had the use of power tool to help.
Sounds like the dealer is trying to take you for a ride. You could have that axle replaced for less than $200 doing it yourself.... They must think you're a fool... Prove them wrong