I was with Canadian Direct and they DID cover the TJ with 2" lift and 31's. Before them State Farm did as well.
I just switched to Allstate because Canadian Direct wouldn't insure the new motorcycle so they lost everything. Allstate came in close on the Jeep, house, rider on a $4,000. bicycle, etc. AND they didn't blink at covering the motorcycle. No way was I dealing with more than one company. You don't want my motorcycle after 31 years of riding without so much as a parking ticket? Buh bye.