A used XJ is akin to a disposable Bic lighter.
The formula to a capable Cherokee on the cheap has been followed many times. Do some research and with some knowledge and mechanical aptitude, you'll be rewarded with years of wheeling fun. You won't have monthly vehicle payments, care about getting dents or scratches plus the real bonus ! YOU CAN HAVE SEX COMFORTABLY in one . Ever try to get frisky with the ol' lady in a Wrangler? Not gonna freaking happen. The ol' lady kicks you out of the house? No biggie, pull the rear seat and you can live in there for a week.
Yes, I still love my XJ even though it squeaks , is prone to overheating on hot summer days, and the doors don't close properly anymore, but they're cheaper than borscht. Crap breaks ? The junkyard is filled with these things.
Buy, build, break and toss away. It's amazing what crazy lines you'll take on the trail when you don't care about body damage anymore.
Oh, and yes. They came with 5 speeds. Go for one equipped with the venerable AX-15 and not the crap Peaugout trans.