For me, checking that the seatbelt doesnt get slammed is part of my vehicle egress checklist.
Spectacles
Te.ticles
Wallet
Watch
Keys
Seatbelt
Lock
Slam door
But I have been thinking of some sort of guard or something, I have ripped a few pairs of pants by jamming my arse against the lock bracket when I'm getting in the jeep. At least on TJ's the pin is a bent one, I remember a serious scrape/bruise from the old skool giant bolt/pin on my old YJ.