Author Topic: insurance premiums (Read 3791 times)

ornamental · « **on:** February 19, 2007, 10:53:23 AM »

im wondering if im getting a good deal on my insurance. its a 97 TJ. i have a squeaky clean record and dont drive to work. or have roomies. im over 25....you know all the things insurance people like to ask.

im paying $917 year at AMA good or not good?

BlackYJ · « **Reply #1 on:** February 19, 2007, 11:18:14 AM »

I am currently paying $860 and I just turned 25 and that is just for PL&PD, with compehensive. Meloche Monnex is suppose to be one of the cheapest around, but i have not switched over yet.

FiEND · « **Reply #2 on:** February 19, 2007, 12:04:04 PM »

$912.24 a year for full coverage except windshield plus $20 a year for monthly plan. woulda been $100-$200 cheaper if I could have gone through the same plan with our other 2 vehicles but that company didn't want to insure a TJ. I drive it to work.

clean record, All Alta insurance in the registries building a block south of the road king.

I believe Meloche Monnex is great if you belong to one of their groups, ie sait graduate etc, they have some alumni and corporate discounts. worth checking out.

AMA isn't too bad for prices but not the best. When I was looking, i tried coop and they were $1150 a year but told me not to bother for a month because they were adjusting their rates to match wawanesa. i didn't wait to go back and see though.

my deductibles are $250/$250

Bnine · « **Reply #3 on:** February 19, 2007, 12:07:06 PM »

347/mth

3 jeeps, a ford f350, 2 dirtbikes, one tent trailor, and the house.

Spinalguy · « **Reply #4 on:** February 19, 2007, 01:09:31 PM »

Sometimes paying less is ok until you have a claim :evil:

Rookie · « **Reply #5 on:** February 19, 2007, 03:05:35 PM »

240 a month

1x 01 jeep
1x 00 neon
full coverage except windshield

1x 89 gmc 1 ton
PLPD fire & theft

1x travel trailer

1x house

Dragonmaster · « **Reply #6 on:** February 19, 2007, 07:05:36 PM »

$65/month. Full coverage less windshield. '02 tj SE. 26, married, condo and second vehicle insured with same plan. Through TD Meloche Monnex.

SwampSinger · « **Reply #7 on:** February 19, 2007, 08:46:31 PM »

I'm getting screwed... $1400 / year....

I had a small incident 2 years ago in BC. I had no damage to my Jeep but the old lady had $5500 damage to her 88 Ford Tempo. I would have had to go to Creston to contest agains ICBC (what a government scam :roll: ).

I also have not had any ticket in Alberta. ZERO!

I'm with TD insurance which was Liberty before....

Is there any one of you using a Insurance broker?

XJwrencher · « **Reply #8 on:** February 19, 2007, 10:02:02 PM »

I had a small incident 2 years ago in BC. I had no damage to my Jeep but the old lady had $5500 damage to her 88 Ford Tempo. I would have had to go to Creston to contest agains ICBC (what a government scam :roll: ).

i dont think they were that much new were they :shock:

SwampSinger · « **Reply #9 on:** February 19, 2007, 10:54:47 PM »

Quote from: "XJwrencher"

I had a small incident 2 years ago in BC. I had no damage to my Jeep but the old lady had $5500 damage to her 88 Ford Tempo. I would have had to go to Creston to contest agains ICBC (what a government scam :roll: ).

i dont think they were that much new were they :shock:

That car was worth $800 max... :evil:

Giffer · « **Reply #10 on:** February 20, 2007, 06:59:02 AM »

im paying 1700 a year. $140 a month. no accidents, no tickets, hell ive only been pulled over once or twice!! sorry but im a little angry right now, but then again its better then not having insurance. oh yeah...... 19, male, 91 YJ, and my 76 GMC 1/2 ton. and wait the half ton is on a different plan with a different company!!

BlackYJ · « **Reply #11 on:** February 20, 2007, 07:16:58 AM »

Premiums also depend a lot on your deductible

Dom, I am using a broker.

ya-wanna · « **Reply #12 on:** February 20, 2007, 07:57:48 AM »

Quote from: SwampSinger

I'm getting screwed... $1400 / year....

:shock: I've seen you drive :lol: :lol:

ornamental · « **Reply #13 on:** February 20, 2007, 10:14:37 PM »

Quote from: "BlackYJ"

Premiums also depend a lot on your deductible

Dom, I am using a broker.

yup , i increased my deductible to an even $1000 for a lower premium.
a lower deductible just doesnt make sence witht the price of things these days

RedDog · « **Reply #14 on:** February 26, 2007, 06:33:17 AM »

I thought I was not bad at $118./month loaded without glass at State Farm. So here on the weekend I was pizzing around surfing and I fill out the online quote form at AMA, even lowering the deductables I have now. I was shocked to get an annual come up UNDER $700. I went back to see if I made an incorrect entry. Nope.

I'll be calling today to verify that. Yes, I'd have to add a membership to that but $500./year less is still $500. in MY pocket.

Age 47. 05 TJ. 106 in a 100 14 years ago in a minivan. Nothing since.

Author Topic: insurance premiums (Read 3791 times)

Dragonmaster

Giffer