Drill and tapping stock housing is a great idea. Use a magnetic drain plug to catch particles and hold them out of harms way- every eat bubble gum and potato chips at the same time? As so far as inspecting gears while servicing fluids, you'll hear the problem well before you see it. Check diff vent while your getting dirty. Seen tons plugged up and when you get that hot diff cold- like dunking it in cold water/mud, it cools and contracts creating a vaccum inside pulling water by the axle seals. Best to run a new hose way up high with a see-through fuel filter in the end to keep crud out.