Thanks for the input guys.
w squared - Lockers aren't my thinking behind it, it more leads into what fug said, having the D44 front and rear. Now I have no experience in this, but anything that I have read, people are always talking about how the D30's & D35's are a bit too weak if you start putting larger tires on etc.
JohnnyC - most of the Rubi's I've been seeing are in the 14-18k range, a bit pricier but not out of the question. I don't mind getting my hands dirty and learning some new things, I just don't want that to be my primary activity to start off with. I do have some tools, but most of them were for when I was welding so I don't want to have to go and buy a bunch of new ones right away.
Spinalguy - "I" bought and pay for the jeep, my wife however makes more money than I so the money coming out of my account is only a technicality
.
FiEND - Our JK is our primary daily driver, the civic is just a secondary vehicle for when we need it. So if I do break something I'm not up poop creek without a paddle.
specialk & Bnine - noted thanks for the input.
Now if I look to the newer end of things, the JK's, I know there isn't a lot of love for the new engine but do they do ok with the right mix of gearing? Something like this, but this is about the max I would want to go for used
http://www.autotrader.ca/a/JEEP/WRANGLER/EDMONTON/Alberta/5_9528249_200411692616706/?ms=trucks_vans or I could go to this
http://www.autotrader.ca/a/JEEP/TJ/RED+DEER/Alberta/5_9713265_CT20041126102321706/?ms=trucks_vans and save myself $5k.