but as my wife, I'm not always right!
What!!!!!? Adrian, you confuse me.
3.07s should have been out of a standard transmission (AX-15) Jeep.
Jeep XJs came in several standard gearing ratios:
3.07:1, manual transmission, I6 engine.
3.54:1, automatic transmission, I6 engine with Dana 44 rear differential.
3.54:1, manual transmission, I4 diesel engine with Dana 35 rear differential.
3.55:1, automatic transmission, I6, V6 engines; manual transmission, I4 engine.
3.73:1, automatic transmission, I6, Tow Package, UpCountry Package.
4.10:1, manual transmission, V6; automatic transmission, I4 engine.
4.56:1, automatic transmission, I4, offroad or tow package.